Antoniou, C., Guo, J., & Stewart, N. (2024). Subjectively salient: Contrast effects in investor responses to stock returns. SSRN Working Paper. https://doi.org/10.2139/ssrn.3777778
Beshears, J., Blakstad, M., Choi, J., Firth, C., Gathergood, J., Laibson, D., Notley, R., Sheth, J., Sandbrook, W., & Stewart, N. (2024). Does pension automatic enrolment increase debt? Evidence from a large-scale natural experiment. https://doi.org/10.3386/w32100
Edmunds, C. E. R., Bose, D., Camerer, C. F., Mullett, T. L., & Stewart, N. (2020). Accumulation is late and brief in preferential choice. Manuscript submitted for publication. https://doi.org/10.31234/osf.io/sa4zr
Hume, D., Gathergood, J., & Stewart, N. (2024). The limits of nudge: Evidence from online property listings. https://doi.org/10.2139/4846383
Krefeld-Schwalb, A., Martinovici, A., Lund Orquin, J., Aribarg, A., Bhatia, S., Erdem, T., Johnson, E. J., Reeck, C., Schley, D., Smith, S. M., Speekenbrink, M., Stewart, N., Weber, E. U., & Liu Yang, C. (2024). Search in Service of Choice. Manuscript submitted for publication. https://doi.org/10.31234/osf.io/xw5bv
Muggleton, N., Quispe-Torreblanca, E., Gathergood, J., Leake, D., & Stewart, N. (2020). Evidence from mass-transactional data that chaotic spending behaviour precedes consumer financial distress. https://doi.org/10.31234/osf.io/qabgm
Olschewski, S., Mullett, T. L., & Stewart, N. (2023). Optimal allocation of time in risky choices under opportunity costs. Manuscript submitted for publication. https://doi.org/10.31234/osf.io/k7pye
Quispe-Torreblanca, E., Stewart, N., & Birnbaum, M. H. (2023). Surprisingly robust violations of stochastic dominance despite coalescing training: A quasi-adversarial collaboration. https://doi.org/10.31234/osf.io/c327y
Sakaguchi, H., Gathergood, J., & Stewart, N. (2024). Round number preferences and left-digit bias: evidence from credit card repayments. https://doi.org/10.2139/ssrn.3564728
Sakaguchi, H., Stewart, N., & Walasek, L. (2019). The disposition effect varies with portfolio composition because people take gain-loss-domain-level sell decisions. SSRN Working Paper. https://doi.org/10.2139/ssrn.3053331
Skatova, A., Stewart, N., Flavahan, E., & Goulding, J. (2019). Those whose calorie consumption varies the most eat the most. https://doi.org/10.31234/osf.io/ah8jp
Stewart, N., Canic, E., & Mullett, T. L. (2020). On the futility of estimating utility functions: Why the parameter we measure are wrong, and why they do not generalize. Manuscript submitted for publication. https://doi.org/10.31234/osf.io/qt69m
Stewart, N., Scheibehenne, B., & Pachur, T. (2018). Psychological parameters have units: A bug fix for stochastic prospect theory and other decision models. Manuscript submitted for publication. https://doi.org/10.31234/osf.io/qvgcd
van den Akker, M., Stewart, N., & Isoni, A. (2023). Tapping out: The effect of contactless payments on expenditure recall. SSRN Working Paper. https://doi.org/10.2139/ssrn.4497598
van den Akker, M., Stewart, N., & Isoni, A. (2023). The effect of payment methods on personal finance management. https://doi.org/10.2139/ssrn.4587408
Gathergood, J., Gilchrist, C., Hayes, L., Karapetyan, D., O’Neill, S., & Stewart, N. (2024). Research Note: Digital engagement practices: A trading apps experiment. FCA research notes in financial regulation. https://www.fca.org.uk/publication/research-notes/research-note-digital-engagement-practices-trading-apps-experiment.pdf
Guttman-Kenney, B., Adams, P. D., Hunt, S., Laibson, D., Stewart, N., & Leary, J. (2024). The semblance of success in nudging consumers to pay down credit card debt. American Economic Journal: Economic Policy. https://doi.org/10.3386/w31926
Quispe-Torreblanca, E., Gathergood, G., Loewenstein, G., & Stewart, N. (2024). Attention utility: Evidence from individual investors. Review of Economic Studies. https://doi.org/10.2139/3527082
Quispe-Torreblanca, E., Gathergood, J., Loewenstein, G., & Stewart, N. (2024). Investor logins and the disposition effect. Management Science. https://doi.org/10.1287/mnsc.2022.00359
Quispe-Torreblanca, E., Hume, D., Gathergood, G., Loewenstein, G., & Stewart, N. (2024). At the top of the mind: Peak prices and the disposition effect. Journal of Political Economy Microeconomics. https://doi.org/10.2139/ssrn.3879102
Walasek, L., Mullett, T. L., & Stewart, N. (2024). A meta-analysis of loss aversion in risky contexts. Journal of Economic Psychology, 103, 102740. https://doi.org/10.1016/j.joep.2024.102740
Cumming, D. J., Firth, C., Gathergood, J., & Stewart, N. (2023). Work-from-home and the risk of securities misconduct. European Financial Management, 29, 1054–1077. https://doi.org/10.1111/eufm.12426
Firth, C., Stewart, N., Antoniou, C., & Leake, D. (2023). The effects of personality and IQ on portfolio outcomes. Finance Research Letters, 51, 103464. https://doi.org/10.1016/j.frl.2022.103464
Gathergood, J., Hirshleifer, D. A., Leake, D., Sakaguchi, H., & Stewart, N. (2023). Naïve buying diversification and narrow framing by individual investors. Journal of Finance, 23, 1705–1741. https://doi.org/10.1111/jofi.13222
Skatova, A., Stewart, N., Flavahan, E., & Goulding, J. (2023). Daily, weekly and monthly variation in lunch time calories. International Journal of Population Data Science, 8(3), 22. https://doi.org/10.23889/ijpds.v8i3.2288
Adams, P., Guttman-Kenney, B., Hayes, L., Hunt, S., Laibson, D., & Stewart, N. (2022). Do nudges reduce borrowing and consumer confusion in the credit card market? Economica, 89, S178–S199. https://doi.org/10.1111/ecca.12427
Muggleton, N., Trendl, A., Walasek, L., Leake, D., Gathergood, J., & Stewart, N. (2022). Workplace inequality is associated with status-signalling expenditure. Proceedings of the National Academy of Sciences of the United States of America, 119, e2115196119. https://doi.org/10.1073/pnas.2115196119
Sakaguchi, H., Stewart, N., Gathergood, J., Adams, P., Guttman-Kenney, B., Hayes, L., & Hunt, S. (2022). Default effects of credit card minimum payments. Journal of Marketing Research, 59, 775–796. https://doi.org/10.1177/00222437211070589
Trendl, A., Owen, A., Vomfell, L., Kilian, L., Gathergood, J., Stewart, N., & Leake, D. (2022). Estimating carbon footprints from large scale financial transaction data. Journal of Industrial Ecology, 27, 56–70. https://doi.org/10.1111/jiec.13351
Gathergood, J., Gunzinger, F., Guttman-Kenney, B., Quispe-Torreblanca, E., & Stewart, N. (2021). Levelling down and the COVID-19 lockdowns: Uneven regional recovery in UK consumer spending. Covid Economics, 67. https://cepr.org/file/10336/download?token=qHPyLF8l
Gathergood, J., Gunzinger, F., Guttman-Kenney, B., Quispe-Torreblanca, E. G., & Stewart, N. (2021). Mapping and addressing COVID-19 regional inequalities using real-time spending data. British Politics and Policy at LSE. https://blogs.lse.ac.uk/politicsandpolicy/covid-regional-inequalities-spending-data/
Muggleton, N., Parpart, P., Newall, P., Leake, D., Gathergood, J., & Stewart, N. (2021). The association between gambling and financial, social, and health outcomes in big financial data. Nature Human Behaviour, 5, 319–326. https://doi.org/10.1038/s41562-020-01045-w
Muggleton, N., & Stewart, N. (2021). Gambling interventions. New Scientist, 249(3321), 23. https://doi.org/https://doi.org/10.1016/S0262-4079(21)00233-5
Trendl, A., Stewart, N., & Mullett, T. L. (2021). A zero attraction effect in naturalistic choice. Decision, 8, 55–68. https://doi.org/10.1037/dec0000145
Trendl, A., Stewart, N., & Mullett, T. L. (2021). The role of alcohol in the link between national football (soccer) tournaments and domestic abuse: Evidence from England. Social Science & Medicine, 268, 113457. https://doi.org/10.1016/j.socscimed.2020.113457
Vomfell, L., & Stewart, N. (2021). Officer bias, over-patrolling and ethnic disparities in stop and search. Nature Human Behaviour, 5, 566–575. https://doi.org/10.1038/s41562-020-01029-w
Walasek, L., Mullett, T. L., & Stewart, N. (2021). Acceptance of mixed gambles is sensitive to the range of gains and losses experienced, and estimates of lambda (λ) are not a reliable measure of loss aversion: Reply to André and De Langhe (2021). Journal of Experimental Psychology: General, 150, 2666–2670. https://doi.org/10.1037/xge0001054
Walasek, L., & Stewart, N. (2021). You cannot accurately estimate an individual’s loss aversion using an accept-reject task. Decision, 8, 2–15. https://doi.org/10.1037/dec0000141
Alempaki, D., Canic, E., Mullett, T. L., Skylark, W. J., Starmer, C., Stewart, N., & Tufano, F. (2019). Re-examining how utility and weighting functions get their shapes: A quasi-adversarial collaboration providing a new interpretation. Management Science, 65, 4841–4862. https://doi.org/10.1287/mnsc.2018.3170
Gathergood, J., Mahoney, N., Stewart, N., & Weber, J. (2019). How do individuals repay their debt? The balance-matching heuristic. American Economic Review, 109, 844–875. https://doi.org/10.1257/aer.20180288
Gathergood, J., Mahoney, N., Stewart, N., & Weber, J. (2019). How do Americans repay their debt? The balance-matching heuristic. Economics Bulletin, 39, 1458–1466. http://www.accessecon.com/Pubs/EB/2019/Volume39/EB-19-V39-I2-P138.pdf
Quispe-Torreblanca, E. G., & Stewart, N. (2019). Causal peer effects in police misconduct. Nature Human Behaviour, 3, 797–807. https://doi.org/10.1038/s41562-019-0612-8
Quispe-Torreblanca, E. G., Stewart, N., Gathergood, J., & Loewenstein, G. (2019). The red, the black, and the plastic: Paying down credit card debt for hotels not sofas. Management Science, 65, 5392–5410. https://doi.org/10.1287/mnsc.2018.3195
Scholten, M., Read, D., & Stewart, N. (2019). The framing of nothing and the psychology of choice. Journal of Risk and Uncertainty, 59, 125–149. https://doi.org/10.1007/s11166-019-09313-5
Stewart, N., & Mullett, T. (2019). Process tracing, sampling, and drift rate construction. In M. Schulte-Mecklenbeck, A. Kuehberger, & J. G. Johnson (Eds.), A handbook of process tracing methods (2nd ed., pp. 326–340). Routledge.
Walasek, L., & Stewart, N. (2019). Context-dependent sensitivity to losses: Range and skew manipulations. Journal of Experimental Psychology: Learning, Memory, and Cognition, 45, 957–968. https://doi.org/10.1037/xlm0000629
Adams, P., Guttman-Kenney, B., Hayes, L., Hunt, S., Laibson, D., & Stewart, N. (2018). The conflict between consumer intentions, beliefs and actions to pay down credit card debt. FCA Occasional Paper. https://www.fca.org.uk/publication/occasional-papers/occasional-paper-44.pdf
Adams, P., Guttman-Kenney, B., Hayes, L., Hunt, S., Laibson, D., & Stewart, N. (2018). The semblance of success in nudging consumers to pay down credit card debt. FCA Occasional Paper. https://www.fca.org.uk/publication/occasional-papers/occasional-paper-45.pdf
Adams, P., Guttman-Kenney, B., Hayes, L., Hunt, S., & Stewart, N. (2018). Increasing credit card payments using choice architecture: The case of anchors and prompts. FCA Occasional Paper. https://www.fca.org.uk/publication/occasional-papers/occasional-paper-42.pdf
Bhatia, S., & Stewart, N. (2018). Naturalistic multiattribute choice. Cognition, 179, 71–88. https://doi.org/10.1016/j.cognition.2018.05.025
Guttman-Kenney, B., Leary, J., & Stewart, N. (2018). Weighing anchor on credit card debt. FCA Occasional Paper. https://www.fca.org.uk/publication/occasional-papers/occasional-paper-43.pdf
Hodgson, J., Wade, K. A., Stewart, N., Hearty, K., Kyneswood, N., Quispe-Torreblanca, E., & Mullett, T. L. (2018). Public confidence and crime reduction: The impact of forensic property marking. Centre for Operational Police Research, University of Warwick.
Mullett, T. L., Smart, L., & Stewart, N. (2018). The effect of risk warning content for contract for difference products. SSRN Working Paper. https://ssrn.com/abstract=3231616
Mullett, T. L., Smart, L., & Stewart, N. (2018). Blackbird’s alarm call or nightingale’s lullaby? The effect of tweet risk warnings on attractiveness, search, and understanding. FCA Occasional Paper. https://www.fca.org.uk/publication/occasional-papers/occasional-paper-47.pdf
Noguchi, T., & Stewart, N. (2018). Multialternative decision by sampling: A model of decision making constrained by process data. Psychological Review, 125, 512–544. https://doi.org/10.1037/rev0000102
Birnbaum, M. H., Navarro-Martinez, D., Ungemach, C., Stewart, N., & Quispe-Torreblanca, E. G. (2016). Risky decision making: Testing for violations of transitivity predicted by an editing mechanism. Judgment and Decision Making, 11, 75–91. http://journal.sjdm.org/15/15615a/jdm15615a.html
Mullett, T. L., & Stewart, N. (2016). Implications of visual attention phenomena for models of preferential choice. Decision, 3, 231–253. https://doi.org/10.1037/dec0000049
Stewart, N., Gächter, S., Noguchi, T., & Mullett, T. L. (2016). Eye movements in strategic choice. Journal of Behavioral Decision Making, 29, 137–156. https://doi.org/10.1002/bdm.1901
Stewart, N., Hermens, F., & Matthews, W. J. (2016). Eye movements in risky choice. Journal of Behavioral Decision Making, 29, 116–136. https://doi.org/10.1002/bdm.1854
Hunt, S., Stewart, N., & Zaliauskas, R. (2015). Two plus two makes five? Survey evidence that investors overvalue structured deposits. FCA Occasional Paper. https://www.fca.org.uk/publication/occasional-papers/occasional-paper-9.pdf
Sanborn, A., Noguchi, T., Tripp, J., & Stewart, N. (2015). Inference, not dilution in the dilution effect. In D. C. Noelle, R. Dale, A. S. Warlaumont, J. Yoshimi, T. Matlock, C. D. Jennings, & P. P. Maglio (Eds.), Proceedings of the thirty-seventh annual conference of the Cognitive Science Society. Cognitive Science Society. https://cogsci.mindmodeling.org/2015/papers/0629/paper0629.pdf
Stewart, N., Ungemach, C., Harris, A. J. L., Bartels, D. M., Newell, B., Paolacci, G., & Chandler, J. (2015). The average laboratory samples a population of 7,300 Amazon Mechanical Turk workers. Judgment and Decision Making, 10, 479–491. http://journal.sjdm.org/14/14725/jdm14725.pdf
Stewart, N., Reimers, S., & Harris, A. J. L. (2015). On the origin of utility, weighting, and discounting functions: How they get their shapes and how to change their shapes. Management Science, 61, 687–705. https://doi.org/10.1287/mnsc.2013.1853
Tripp, J., Sanborn, A., Stewart, N., & Noguchi, T. (2015). Multiple strategies in conjunction and disjunction judgments: Most people are normative part of the time. In D. C. Noelle, R. Dale, A. S. Warlaumont, J. Yoshimi, T. Matlock, C. D. Jennings, & P. P. Maglio (Eds.), Proceedings of the thirty-seventh annual conference of the Cognitive Science Society. Cognitive Science Society. https://cogsci.mindmodeling.org/2015/papers/0649/paper0649.pdf
Walasek, L., & Stewart, N. (2015). How to make loss aversion disappear and reverse: Tests of the decision by sampling origin of loss aversion. Journal of Experimental Psychology: General, 144, 7–11. https://doi.org/10.1037/xge0000039
Kusev, P., Ayton, P., van Schaik, P., Tsaneva-Atanasova, K., Stewart, N., & Chater, N. (2011). Judgments relative to patterns: how temporal sequence patterns affect judgments and memory. Journal of Experimental Psychology: Human Perception and Performance, 37, 1874–1886. https://doi.org/10.1037/a0025589
Matthews, W. J., Stewart, N., & Wearden, J. H. (2011). Stimulus intensity and the perception of duration. Journal of Experimental Psychology: Human Perception and Performance, 37, 303–313. https://doi.org/10.1037/a0019961
Navarro-Martinez, D., Salisbury, L. C., Lemon, K. N., Stewart, N., Matthews, W. J., & Harris, A. J. L. (2011). Minimum required payment and supplemental information disclosure effects on consumer debt repayment decisions. Journal of Marketing Research, 48, S60–S77. https://doi.org/10.1509/jmkr.48.SPL.S60
Stewart, N. (2011). Information integration in risky choice: Identification and stability. Frontiers in Cognition, 2. https://doi.org/10.3389/fpsyg.2011.00301
Ungemach, C., Stewart, N., & Reimers, S. (2011). How incidental values from our environment affect decisions about money, risk, and delay. Psychological Science, 22, 253–260. https://doi.org/10.1177/0956797610396225
Vlaev, I., Chater, N., Stewart, N., & Brown, G. D. A. (2011). Does the brain calculate value? Trends in Cognitive Sciences, 15, 546–554. https://doi.org/10.1016/j.tics.2011.09.008
Matthews, W. J., & Stewart, N. (2009). Psychophysics and the judgment of price: Judging complex objects on a non-physical dimension elicits sequential effects like those in perceptual tasks. Judgment and Decision Making. http://journal.sjdm.org/81104/jdm81104.pdf
Matthews, W. J., & Stewart, N. (2009). The effect of inter-stimulus interval on sequential effects in absolute identification. Quarterly Journal of Experimental Psychology, 62, 2014–2029. https://doi.org/10.1080/17470210802649285
Reimers, S., Maylor, E. A., Stewart, N., & Chater, N. (2009). Associations between a one-shot delay discounting measure and age, income, education and real-world impulsive behavior. Personality and Individual Differences, 47, 973–978. https://doi.org/10.3758/BRM.41.3.675
Stewart, N. (2009). The cost of anchoring on credit card minimum payments. Psychological Science, 20, 39–41. https://doi.org/10.1111/j.1467-9280.2008.02255.x
Stewart, N., & Matthews, W. J. (2009). Relative judgment and knowledge of the category structure. Psychonomic Bulletin & Review, 16, 594–599. https://doi.org/10.3758/PBR.16.3.594
Stewart, N. (2009). Decision by sampling: The role of the decision environment in risky choice. Quarterly Journal of Experimental Psychology, 62, 1041–1062. https://doi.org/10.1080/17470210902747112
Ungemach, C., Chater, N., & Stewart, N. (2009). Are probabilities overweighted or underweighted, when rare outcomes are experienced (rarely)? Psychological Science, 20, 473–479. https://doi.org/10.1111/j.1467-9280.2009.02319.x
Vlaev, I., Chater, N., & Stewart, N. (2009). Dimensionality of risk perception: Factors affecting consumer understanding and evaluation of financial risk. Journal of Behavioral Finance, 158–181. https://doi.org/10.1080/15427560903167720
Zarkadi, T., Wade, K. A., & Stewart, N. (2009). Creating fair lineups for suspects with distinctive features. Psychological Science, 20, 1448–1453. https://doi.org/10.1111/j.1467-9280.2009.02463.x
Matthews, W. J., & Stewart, N. (2008). The effect of stimulus range on two-interval frequency discrimination. Journal of the Acoustical Society of America, 123, EL45–EL51. https://doi.org/10.1121/1.2884084
Stewart, N., & Ellis, A. W. (2008). Order of acquisition in learning perceptual categories: A laboratory analogue of the age of acquisition effect? Psychonomic Bulletin & Review, 15, 70–74. https://doi.org/10.3758/PBR.15.1.70
Stewart, N., & Simpson, K. (2008). A decision-by-sampling account of decision under risk. In N. Chater & M. Oaksford (Eds.), The probabilistic mind: Prospects for Bayesian cognitive science (pp. 261–276). Oxford University Press.
Vlaev, I., Chater, N., & Stewart, N. (2008). Seeing is not enough: Manipulating choice options causes focusing and preference change in multiattribute risky decision making. Journal of Behavioral Decision Making, 21, 556–574. https://doi.org/10.1002/bdm.601
Vlaev, I., Stewart, N., & Chater, N. (2008). Risk preference discrepancy: A prospect relativity account of the discrepancy between risk preferences in laboratory gambles and real world investments. Journal of Behavioral Finance, 9, 132–148. https://doi.org/10.1080/15427560802336673
Wood, A. M., Maltby, J., Stewart, N., & Joseph, S. (2008). Conceptualizing gratitude and appreciation as a unitary personality trait. Personality and Individual Differences, 44, 619–630. https://doi.org/10.1016/j.paid.2007.09.028
Wood, A. M., Maltby, J., Stewart, N., Linley, P. A., & Joseph, S. (2008). A social-cognitive model of trait and state levels of gratitude. Emotion, 281–290. https://doi.org/10.1037/1528-3542.8.2.281